Ah the dreaded student loans. Yes, unfortunately I have some. I graduated in June, but I’m still job hunting, and waiting to hear back from the few places I did well interviewing. In June, I got hit with a loan payment, due a few days after my graduation commencement date. I paid from the last 2-3 months of paychecks from my school job, sans whatever I had to fork over for tuition.
I was pretty annoyed they hit me with a payment the month I was graduating, not even giving me a bit of time to find a job first. But strangely enough the next month, in July, they did not bill me. I thought maybe they were getting the deferment back on schedule.
But to be safe, I regularly checked my account, and still it said I owed $0.00 for my next payment. The last time I checked was earlier this week. Still the nice $0.00 due.
A few minutes ago I got an email from MyFedLoan telling me I have a bill. I was disappointed but hoped they were billing me for September, but nope, around past 11 PM, on August 13, 2015, they wanted me to know I had a due payment on August 15, 2015, a Saturday.
If I hadn’t hooked my email up on my phone, maybe I might have missed the email until late Friday night, or even Saturday, thereby missing a payment.
I just can’t believe they have a system in which they would alert you 2 days before your payment was due that you in fact had a payment.
Who ever came up with their system sure has a great big heart.
I hope I’m not making a big deal out of this, but I do think it’s extremely unfair they notified me out of the blue, on such a short notice when the previous month I was still in deferment. I don’t even want to think about the consequences of me failing to pay because I didn’t realize I had a payment due.
I’ll pay my loan off ASAP as soon as I land a job, but until then, it would be nice if I could be treated with an ounce of respect from them, but that’s probably too much to ask.